Part of the Specialty Credit Reporting Agencies Guide.
Innovis functions as a fourth "nationwide" bureau of sorts, offering credit reports, fraud alerts, and identity-theft blocking services that supplement traditional credit files from Equifax, Experian, and TransUnion. It is less commonly checked by everyday lenders than the Big Three, but is worth monitoring alongside them for a complete picture.
Contact Information
| Method | Details |
|---|---|
| Website | innovis.com |
| Freeze line | 1-866-712-4546 |
| General line | 1-800-540-2505 |
How to Pull Your Report
Order your report via the Innovis website, phone, or mail using the contact information above.
How to Freeze Your Innovis File
Request a freeze online via the Security Freeze Request form, by phone, or by mail. A confirmation letter with a 10-digit Security Freeze PIN arrives afterward — you will need this PIN to lift or manage the freeze later.
How to Dispute an Error
Innovis investigates disputes on your behalf directly, and can also add fraud or active-duty military alerts, or block information tied to identity theft or human trafficking.
Building a complete monitoring routine? Since Innovis is not covered by AnnualCreditReport.com the way the Big Three are, checking it requires a separate, direct request — worth adding to your regular credit monitoring habit.
Specialty Agencies — All Guides:
