Part of the Specialty Credit Reporting Agencies Guide.
LexisNexis Risk Solutions provides broad identity verification, fraud detection, and "Consumer Disclosure Reports" used across banking, insurance, and background screening. It is one of the most far-reaching specialty bureaus, since its data touches far more than just credit or banking decisions.
Contact Information
| Method | Details |
|---|---|
| Website | consumer.risk.lexisnexis.com/request |
| Phone | 1-866-897-8126 |
How Freezing Works
A single security freeze blocks release of both your LexisNexis Consumer Disclosure Report and your linked SageStream Consumer Report. Request the freeze directly through the LexisNexis Security Freeze portal — you do not need to separately freeze SageStream.
Why This Bureau Matters Beyond Credit
Because LexisNexis data is used for insurance underwriting and background screening in addition to banking, an error here can affect more than just a loan or account application — it can influence insurance rates or employment screening results as well. This makes it worth checking even if your primary concern is unrelated to credit.
See also: SageStream Explained — the two files are directly linked for freeze purposes.
Specialty Agencies — All Guides:
